OUR TEAM
Joseph T. Gaito
Principal and Chief Underwriting Officer
Freedom Reinsurance Underwriters, Inc.
3000 Atrium Way, Suite 200
Mt. Laurel, NJ 08054
Cell: 203-400-2457
​Seasoned broker market P&C treaty underwriting reinsurance executive with over 30 years in the reinsurance arena, including 6 years in the alternative risk and MGA primary marketplace. Historical experience focused on quota share and working layer excess of loss treaty business for automobile (personal & commercial), general liability, property and workers compensation. Former employers include Transatlantic Re, Maiden Re, Amtrust, Alea Alternative Risk, Kemper Re and TIG Re.
Joe holds a BBA from Iona College.
Jason N. Hoffman, FCAS, MAAA
Principal and Chief Actuary
Freedom Reinsurance Underwriters, Inc.
3000 Atrium Way, Suite 200
Mt. Laurel, NJ 08054
Cell: 856-520-4879
FCAS, MAAA with over 30 years in insurance including 12 years in primary insurance with OneBeacon and Kemper and over 20 years in the broker reinsurance market with Maiden Re and Transatlantic Re. Experienced in quota share and excess of loss reinsurance pricing and reserving, profitability analysis, financial and strategic planning, specialty/large account/primary pricing and reserving for all lines of business.
Jason holds a BA in Mathematics and Economics from Drew University.
Rob Gagnon, CPCU, ARe
Senior Vice President
Freedom Reinsurance Underwriters, Inc.
3000 Atrium Way, Suite 200
Mt. Laurel, NJ 08054
Cell: 860-508-6359
Samantha Klouda
Assistant Vice President
Freedom Reinsurance Underwriters, Inc.
3000 Atrium Way, Suite 200
Mt. Laurel, NJ 08054
Cell: 203-520-9804
P&C treaty underwriter with over 30 years of primary, reinsurance and program experience. First began his career as an actuarial student for The Hartford then transitioned to treaty underwriting with HartRe. After the sale of HartRe, he transitioned to the program space with Alea. He joined up with Aix, now formally known as Hanover Programs. In his 15 years with Hanover Programs, he underwrote and managed a variety of multiline programs covering a variety of industries. When he left Hanover Programs, he was a team lead managing five program managers. Rob was most recently with AmTrust Underwriters in a similar role as team lead managing five program managers supporting the program space.
Rob graduated from The University of Connecticut with BBA in Risk and Insurance and minor in Actuarial Science.
Samantha is a P&C Treaty Underwriter with over 15 years of experience in both the primary insurance and reinsurance sectors. Her experience encompasses General Liability, Commercial Auto, Workers' Compensation, and Financial Products. Throughout her career, Samantha has held underwriting positions with leading organizations including Tokio Marine HCC Specialty, EMaxx, and most recently Great American Insurance Group. Her diverse background provides her with a broad perspective on market dynamics and client needs across multiple lines of business.
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Samantha holds a BA from Roger Williams University.
Melissa Hoffman
Reinsurance Analyst
Freedom Reinsurance Underwriters, Inc.
3000 Atrium Way, Suite 200
Mt. Laurel, NJ 08054
Cell: 856-938-7023
Reinsurance Analyst based in Philadelphia, handling all the accounting work, underwriting submissions, and quarterly financials for Freedom Re. Previously worked for TMNAS and Chubb doing both actuarial and auditing work.
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Melissa graduated from the University of Pittsburgh with a major in Actuarial Science and a minor in Economics.