OUR TEAM
Joseph T. Gaito
Principal and Chief Underwriting Officer
Freedom Reinsurance Underwriters, Inc.
3000 Atrium Way, Suite 200
Mt. Laurel, NJ 08054
Cell: 203-400-2457
Seasoned broker market P&C treaty underwriting reinsurance executive with over 30 years in the reinsurance arena, including 6 years in the alternative risk and MGA primary marketplace. Historical experience focused on quota share and working layer excess of loss treaty business for automobile (personal & commercial), general liability, property and workers compensation. Former employers include Transatlantic Re, Maiden Re, Amtrust, Alea Alternative Risk, Kemper Re and TIG Re.
Joe holds a BBA from Iona College.
Jason N. Hoffman, FCAS, MAAA
Principal and Chief Actuary
Freedom Reinsurance Underwriters, Inc.
3000 Atrium Way, Suite 200
Mt. Laurel, NJ 08054
Cell: 856-520-4879
FCAS, MAAA with over 30 years in insurance including 12 years in primary insurance with OneBeacon and Kemper and over 20 years in the broker reinsurance market with Maiden Re and Transatlantic Re. Experienced in quota share and excess of loss reinsurance pricing and reserving, profitability analysis, financial and strategic planning, specialty/large account/primary pricing and reserving for all lines of business.
Jason holds a BA in Mathematics and Economics from Drew University.
Rob Gagnon, CPCU, ARe
Senior Vice President
Freedom Reinsurance Underwriters, Inc.
3000 Atrium Way, Suite 200
Mt. Laurel, NJ 08054
Cell: 860-508-6359
P&C treaty underwriter with over 30 years of primary, reinsurance and program experience. First began his career as an actuarial student for The Hartford then transitioned to treaty underwriting with HartRe. After the sale of HartRe, he transitioned to the program space with Alea. He joined up with Aix, now formally known as Hanover Programs. In his 15 years with Hanover Programs, he underwrote and managed a variety of multiline programs covering a variety of industries. When he left Hanover Programs, he was a team lead managing five program managers. Rob was most recently with AmTrust Underwriters in a similar role as team lead managing five program managers supporting the program space.
Rob graduated from The University of Connecticut with BBA in Risk and Insurance and minor in Actuarial Science.
Frank J. Kapish, CPCU
Senior Vice President
Freedom Reinsurance Underwriters, Inc.
3000 Atrium Way, Suite 200
Mt. Laurel, NJ 08054
Cell: 856-986-5825
P&C treaty reinsurance underwriter with 20 years of experience including 4 years of primary insurance. Focused on quota share and working layer excess of loss treaties for all lines of business for regional clients. Responsibilities included client management and creating reinsurance programs to assist in M&A opportunities. In addition to a strong underwriting background, Frank also has actuarial reinsurance pricing and reserving experience. Former employers include Transatlantic Re, Maiden Re, USLI, and Munich Re America.
Frank holds a BBA in Economics from the Fox School of Business at Temple University.
Mike Mezzasalma, CPCU, ARe (Retired)
Executive Vice President
Freedom Reinsurance Underwriters, Inc.
3000 Atrium Way, Suite 200
Mt. Laurel, NJ 08054
Cell: 856-912-2216
Veteran broker market P&C treaty reinsurance underwriter with over 40 years in the insurance business (15 years working on the primary side and 25 years in reinsurance). Historical reinsurance experience focused on quota share and working layer excess of loss treaty business for automobile (personal & commercial), general liability, umbrella, property and workers compensation. Former employers include Transatlantic Re, Maiden Re, PMA, AIG, Alexander & Alexander, and Home Insurance Company.
Mike holds a BBA from Baruch College, with a Major in Insurance. He also has his CPCU and ARe designations.